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Fresh Start

Loan Modifications are Back!

Low Cost Loan Modification Representation

If you’ve been denied in the past…
give a chance to analyze your case.
Get a professional second opinion

If you are behind on you mortgage, and you are facing foreclosure

you should consider a loan modification to possibly retain your home.

Foreclusure
1 – Resolve your delinquency status with your mortgage bank

2 – You may reduce your monthly mortgage payments, making them more affordable

3 – Permanently change the original terms of your mortgage, giving you a more affordable fresh start

4 – Mush less damaging to your credit score than a foreclosure

5 – Avoid foreclosure; stay in your home

A loan modification involves one or more of the following:

A – Changing the mortgage loan type (e.g., changing an Adjustable Rate Mortgage to a Fixed-Rate Mortgage)

B – Extending the term of the mortgage (e.g., from a 30-year term to a 40-year term)

C – Reducing the interest rate either temporarily or permanently

D – Adding any past-due amounts, such as interest and escrow, to the unpaid principal balance, which is then reamortized over the new term

Mortgage

Self Employed?

1099?

No Provable Income?

Every case is different, but we can work with your particular situation to give you the best chance to resolve your mortgage issue.

Don’t give up. You can successfully request a loan modification at any point while you have possession of the home. Even after final judgement. Never throw in the towel. Keep trying. Keep applying. Remember that most banks want to work with you! No results are assured or guaranteed; some banks simply will not work with their clients, but many will.

Contact Mendez Law Offices for your
VIRTUAL CONSULTATION

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MENDEZ LAW OFFICES FILES CASES FOR CLIENTS IN HIALEAH, MIAMI BEACH, CORAL GABLES, HOMESTEAD, AVENTURA, NORTH MIAMI, SOUTH MIAMI, OPA-LOCKA, MIAMI GARDENS, MIAMI LAKES, SUNNY ISLES BEACH, PINECREST, CUTLER BAY, PALMETTO BAY, FLORIDA CITY, MIAMI SHORES, MIAMI SPRINGS, MEDLEY, HIALEAH GARDENS, SWEETWATER.

Miami-Dade, Broward and Monroe County.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.